As Risk Analyst:

you are part of the finance department and report to the Group Credit Manager,

1. you analyze the payment default risk or the performance default risk related to trade operations and help improving the internal customer satisfaction through optimal services in order to minimize the group financial risks.

2. you manage the credit granting process over the European entities of the Group, including the consistent application of the Group credit policy and periodic credit reviews of existing customers in order to optimize the mix of company sales and bad debt losses.

This includes the following processes:
• Analysis of the payment default risk (A/R)
• Analysis of the performance default risk (A/P)
• Set credit limits and scores
• Propose payment terms
• Optimize the risk profile of the Group Companies
• Provide financial and commercial information to the BG
• Liaise with Risk Underwriters
• Investigate credit applications
• Visit clients & suppliers + affiliates (in case of issues)

3. You are responsible for the following reporting:
• Individual analysis of the payment default risk (A/R)
• Analysis of the performance default risk (A/P)
• Monthly risk profile analysis per sales organizations or legal entity (to be integrated in the monthly working capital reporting)

Your Profile

You have a Master's degree or equivalent in Finance or Economy, with three to five years relevant experience. You are autonomous and you are at ease with financial analysis and MS Office Tools. You are highly customer-oriented to deliver a high quality of service.
You have a good knowledge of English, Dutch, and French (Other languages are an asset).
The job is located in Brussels.